Privacy Policy

Introduction

Pareto Captive Services, LLC (“Pareto”) respects your privacy and is committed to protecting it though its compliance with this policy. This policy describes the types of information that Pareto may collect from you or that you may provide to Pareto when you visit the website paretohealth.com (this “Website”) and Pareto’s practices with respect to collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to the information Pareto collects or receives on or through this Website. It does not apply to information collected or received by Pareto through any other means, including offline, through direct communications between you and Pareto, from third parties or affiliates of Pareto, or through any other website operated by Pareto, any affiliate of Pareto, or any other third party.

Please read this policy carefully to understand Pareto’s policies and practices regarding your information and how Pareto will treat it. If you do not agree with Pareto’s policies and practices set forth in this policy, your choice is to not use the Website. By accessing or using the Website, you agree to this privacy policy. This policy may change from time to time, which changes, when made, will be posted on the Website. Your continued use of the Website after Pareto makes changes to the policy is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Information That Pareto Collects and How Pareto Collects It

Pareto collects the information by which you and/or your employer, company, or organization may be identified, such as your name, postal address, email address, telephone number, as well as the name, postal address, email address, and telephone number of your employer, company, or organization (“personal information”). Pareto collects this information directly from you by way of your completion and submission of the online form on the Website. The completion and submission of the online form is optional. If you do not wish to provide your personal information to Pareto, you should not complete or submit the online form.

How Pareto Uses Your Information

Pareto may use the information provided by you on or through the Website, including personal information:

Disclosure of Your Information

Pareto may disclose aggregated information about the Website users, and information that does not identify any individual user, without restriction.

Pareto may disclose personal information that Pareto collects from you, or you provide to Pareto, on or through the Website pursuant to this policy:

Data Security

Pareto has implemented commercially reasonable measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. Unfortunately, the transmission of information via the Internet and electronic storage of such information is not completely secure, and Pareto cannot guarantee the security of your personal information transmitted to or through the Website or subsequent storage of such information. Any transmission of personal information is at your own risk, and Pareto is not responsible for circumvention of any privacy settings or security measures contained on the Website or at the location where the information is stored. You agree that neither Pareto nor any of its affiliates will be liable for any unauthorized access, use, alteration, loss, or disclosure of your personal information provided to Pareto through the Website, and you waive and release any and all claims against Pareto and its affiliates arising from or related to any such unauthorized access, use, alteration, loss, or disclosure.

Children Under the Age of 13

Pareto’s Website is not intended for children under 13 years of age. No one under the age of 13 may provide any personal information on or through the Website. Pareto does not knowingly collect personal information from children under 13. If you are under the age of 13, do not use this Website or provide any information on this Website or through any of its features. If Pareto learns that it has collected or received personal information from a child under 13 without verification of parental consent, Pareto will use commercially reasonable efforts to delete that information.

Changes to Pareto’s Privacy Policy

It is Pareto’s policy to post any changes to this privacy policy on this Website. If Pareto makes material changes to how it treats the Website users’ personal information, it will notify you through a notice on the Website home page and/or by email at the email address that you provide to Pareto through this Website. The date when the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring that Pareto has an up-to-date active and deliverable email address for you, and for periodically visiting Pareto’s Website and this privacy policy to check for any changes.

Contact Information

If you have any questions or comment about this privacy policy, please contact Pareto at learnmore@paretocaptive.com.

Last Updated: July 9, 2020